Overview
PipFarm is a Singapore firm that runs everything on cTrader, covering forex, metals, indices, energies and crypto. Your split, commissions and some limits improve as you earn XP and climb its rank ladder. It suits traders who want a cheap entry and don't mind small, capped payouts at first.
How the evaluation works
You pick a mode at checkout, and each has its own price and trading requirement. All of them have a 3% daily loss limit and sizes from 5k to 150k.
Classic: 12% on one stage with a fixed 6% floor, or 9% then 6% on two stages with a fixed 9% floor. You need 3 trading days per stage.
Endurance: 10% on one stage or 8% then 5% on two, with fixed floors of 6% and 8%. It counts days that close at least 0.5% up.
Consistency: 9% on one stage or 6% and 6% on two, and no single day can make more than 40% of your profit.
One Step Light and Instant accounts are also on sale.
Rules worth knowing
News trading is fully allowed, and so are EAs if the strategy is your own. Overnight and weekend holding are fine. Each stage has a 90-day limit by default, and you must close a trade every 28 days. Funded accounts have a max risk limit with three strikes: the second halves your split and the third ends the account. Hedging across accounts and copying other traders are banned.
Getting paid
The split starts at 70% and can reach 99% at the top rank. Payouts come every 30 days unless you pay extra for a faster cycle. Each one is capped at 3% of the balance at first, rising to 6%, with a $5,000 ceiling. You're paid in crypto or by bank transfer.
At a glance
- Platforms
- cTrader
- Payouts
- Bank transfer, Crypto
- Founded
- 2023
- Based in
- Singapore
Good
- Challenges from $25 on a 5k account
- News trading and your own EAs allowed
- Three modes to match how you trade
- Profit split can rise to 99% with rank
Watch for
- cTrader only
- Starting split is 70% with a 30-day payout cycle by default
- Funded accounts use a strike-based max risk limit
- Not open to US residents or citizens
Challenges
Every account PipFarm sells. Sort by any column.
| Program | Drawdown | Payouts | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Classic One-Stage Static1-step | $5K | $35 | 12% | 3% | 6% | Static | 70% | 3 days | 30 days |
| Classic One-Stage Static1-step | $100K | $490 | 12% | 3% | 6% | Static | 70% | 3 days | 30 days |
| Classic Two-Stage2-step | $5K | $35 | 9% / 6% | 3% | 9% | Static | 70% | 3 days | 30 days |
| Classic Two-Stage2-step | $50K | $260 | 9% / 6% | 3% | 9% | Static | 70% | 3 days | 30 days |
| Classic Two-Stage2-step | $150K | $720 | 9% / 6% | 3% | 9% | Static | 70% | 3 days | 30 days |
| Endurance One-Stage Static1-step | $50K | $220 | 10% | 3% | 6% | Static | 70% | 4 days | 30 days |
| Endurance Two-Stage2-step | $100K | $420 | 8% / 5% | 3% | 8% | Static | 70% | 3 days | 30 days |
| Consistency Two-Stage2-step | $100K | $280 | 6% / 6% | 3% | 8% | Static | 70% | None | 30 days |
Trading rules
What the funded account lets you do. Restricted means allowed with conditions; check the firm's terms.
Not available to residents of AF, CD, CF, CG, IR, KP, LY, SD, SO, SS, SY, US, YE.
Payouts
How you get paid
- Methods
- Bank transfer, Crypto
- Frequency
- 30 days
- First payout
- after 30 days
Profit split by program
- Classic One-Stage Static
- up to 70%
- Classic Two-Stage
- up to 70%
- Endurance One-Stage Static
- up to 70%
- Endurance Two-Stage
- up to 70%
- Consistency Two-Stage
- up to 70%
What traders say
Scores from the sites traders use, and our summary of what they're saying, checked 6 October 2026.
PipFarm holds 4.0 on Trustpilot from a little under 400 reviews, down from the 4.6 to 4.7 that review sites quoted in its first year. Trustpilot notes that it removed a number of fake reviews from the page. The firm was delisted from Prop Firm Match in November 2025 after a dispute over the paperwork Prop Firm Match asked for, so its reviews there are no longer scored. Feedback on Myfxbook and the older Prop Firm Match reviews is warm, while Reddit is more cautious.
What traders like
Clear rules. Many reviewers say the rules are easy to follow and well explained in the FAQ.
Weekly payouts. Friday payouts come up often, and reviewers say they arrive reliably.
Execution on cTrader. Several traders praise tight spreads on major forex pairs and smooth fills.
An open CEO and support team. Reviewers like being able to talk to the CEO on Discord, and name support staff who helped quickly. The kill switch and the XP rewards system also get mentions.
Common complaints
Payouts refused over shared-trading claims. Some Trustpilot reviewers say payouts were refused because the firm linked their account to another trader's, which they deny.
Rule changes. Reddit posters mention rule changes applied to existing accounts and mixed payout reports, and suggest beginners take care.
The delisting. Some traders treat the Prop Firm Match delisting as a warning sign, though the firm says the request went beyond what regulators ask.
Fewer learning materials. A few review sites say there is little education for newer traders.
Recently
Nothing dated in the last 90 days stands out in what we found. Review sites in July and August 2026 still quote 4.0 on Trustpilot.
Where this comes from
Trustpilot: the firm's main review page.
Prop Firm Match: older trader reviews on a comparison site that has since delisted the firm.
Myfxbook: user reviews on a trading analytics site.
Forex Peace Army: trader review page.
Reddit: an r/PropfirmsForum thread on whether the firm is safe.
YouTube: a video on the delisting.
Finance Magnates: news coverage of the delisting dispute.
Verified reviews
Reviews from traders who've connected an account at PipFarm to Chartnaut, so you know they actually traded there. Opening soon.
