Overview
My Funded Futures (MFFU) sells one-time-fee futures evaluations on CME products, with no activation fee on any plan. There are three main plans, and they differ mostly in what happens after you pass. It suits intraday traders who know whether they care more about payout speed or about a looser funded account.
How the evaluation works
Rapid: a 6% target, a $2,000 end-of-day drawdown on 50K and no daily loss limit. There's a 50% consistency rule in the evaluation and a two-day minimum.
Builder: the same target and end-of-day drawdown, a daily loss limit that only pauses you for the session, and no consistency rule. You can pass in one day.
Pro: a 6% target, an end-of-day drawdown and no daily loss limit, with a two-day minimum.
Rules worth knowing
Trades must be closed by 4:10 PM ET. MFFU auto-closes them on normal days, but on holiday sessions that's your job, and a position left open breaches the account. Tier 1 news (FOMC, CPI, the jobs report, EIA for energy) is off limits on Rapid and Pro funded accounts: be flat two minutes before and after. The bigger surprise is that Rapid funded accounts switch to an intraday trailing drawdown, which locks once it reaches $100 above the starting balance. Builder lets you hold only one funded account at a time.
Getting paid
Rapid pays 90%. You need a $2,100 buffer on 50K first, then you can request at least $500 every 24 hours with no consistency rule. Builder pays 80%, 48 hours after your first funded trade, with a 50% consistency rule and a cap of $2,000 per request on 50K. Pro pays 80% every 14 days, up to $100,000 in total. Payouts go by bank, crypto or Rise.
At a glance
- Platforms
- TradingView, NinjaTrader, Tradovate, Quantower
- Payouts
- Bank transfer, Crypto, Rise
Good
- No activation fee on any plan
- Rapid funded accounts can request a payout every 24 hours
- Builder can be passed in a single trading day
- No daily loss limit on Rapid or Pro
Watch for
- Rapid funded accounts switch to an intraday trailing drawdown
- Tier 1 news is off limits on Rapid and Pro funded accounts
- Builder and Pro pay an 80% split
Challenges
Every account My Funded Futures sells. Sort by any column.
| Program | Drawdown | Payouts | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Rapid1-step | $25K | — | 6% | — | 4% | End-of-day trailing | 90% | 2 days | Daily |
| Rapid1-step | $50K | $157 | 6% | — | 4% | End-of-day trailing | 90% | 2 days | Daily |
| Rapid1-step | $150K | — | 6% | — | 3% | End-of-day trailing | 90% | 2 days | Daily |
| Builder1-step | $25K | — | 6% | 2.4% | 4% | End-of-day trailing | 80% | 1 day | Every 48 hours |
| Builder1-step | $50K | $153 | 6% | 2% | 4% | End-of-day trailing | 80% | 1 day | Every 48 hours |
| Builder1-step | $150K | — | 6% | 1.67% | 3% | End-of-day trailing | 80% | 1 day | Every 48 hours |
| Pro1-step | $50K | $227 | 6% | — | 4% | End-of-day trailing | 80% | 2 days | 14 days |
| Pro1-step | $150K | — | 6% | — | 3% | End-of-day trailing | 80% | 2 days | 14 days |
Trading rules
What the funded account lets you do. Restricted means allowed with conditions; check the firm's terms.
Not available to residents of AE, AF, AL, AO, BA, BB, BF, BG, BI, BS, BW, BY, CD, CF, CG, CI, CM, CN, CU, DZ, EC, ET, GH, GI, GY, HK, HR, HT, ID, IQ, IR, IS, JM, JO, KE, KG, KH, KP, KZ, LA, LB, LK, LR, LY, MA, ME, MK, ML, MM, MN, MT, MU, MY, MZ, NA, NG, NI, NR, PA, PG, PH, PK, QA, RO, RS, RU, RW, SD, SI, SN, SO, SS, SY, TM, TN, TR, TT, TW, TZ, UA, UG, UZ, VE, VN, XK, YE, ZA, ZW.
Payouts
How you get paid
- Methods
- Bank transfer, Crypto, Rise
- Frequency
- Daily · Every 48 hours · 14 days
- First payout
- after 1–14 days
Profit split by program
- Rapid
- up to 90%
- Builder
- up to 80%
- Pro
- up to 80%
What traders say
Scores from the sites traders use, and our summary of what they're saying, checked 6 October 2026.
My Funded Futures is one of the best-reviewed futures prop firms: 4.9 on Trustpilot from about 22,000 reviews and 4.6 on Prop Firm Match from about 250 verified traders. Trustpilot notes the firm does not invite reviews and has not replied to negative ones, and flags it as possibly associated with high-risk investments, which it does for many prop firms. Reddit is more mixed than the review sites, with some long-time users saying the firm has slipped.
What traders like
Fast payouts. The most common praise is quick, reliable payouts, with daily payout options on some plans.
Support by name. Trustpilot reviewers regularly thank individual support agents for sorting problems out quickly.
Fair rules and no activation fee. Prop Firm Match and Reddit reviewers say the rules feel transparent and the lack of an activation fee keeps costs down.
A path to live. A few traders on Reddit say they were moved to a live account, some more than once.
Common complaints
Support during disputes. Some Trustpilot reviewers who are happy with payouts say support turned unhelpful once a billing issue or an account review started, including one who says a $42 overcharge was never refunded.
Rules that keep changing. Reviewers and review roundups say the plans are rewritten often and the rule set is hard to track across plans.
Inactivity and bans. A few Reddit users say funded accounts were closed after a week without trading, or describe temporary bans.
Slipping standards. A May 2026 Reddit thread with a few dozen replies argues the firm has gone downhill, though others in it still call it the best they have used.
Recently
July 2026: Trustpilot reviews from mid-July include complaints about how support handled account allegations, alongside steady praise for payouts.
August 2026: a sentiment roundup noted that a video verification step before payout surprises some traders.
October 2026: the firm backed the launch of MyFundedPerps, a perpetual futures prop firm. It has no review history of its own yet.
Where this comes from
Trustpilot: the firm's main review page.
Prop Firm Match: verified trader reviews.
Forex Peace Army: trader review page.
Reddit search: threads in r/PropFirmTester, r/Daytrading and others.
Verified reviews
Reviews from traders who've connected an account at My Funded Futures to Chartnaut, so you know they actually traded there. Opening soon.
